UK Student Loan Repayment Calculator

Student Loan Repayment Calculator

Estimate your monthly payments and remaining balance over time.

Your repayment plan

Loan balance (£)

Starting salary (£)

Annual salary growth3%

0%10%

Your salary is currently below the repayment threshold — no repayments are due until your income exceeds this.

Estimates only. Interest rates are approximations — Plan 1/4 track RPI; Plan 2/5/Postgraduate use RPI+3% tapering based on income. Thresholds and rates are subject to government change. Does not account for career breaks or future policy changes.